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Yearly: $55,000($4,583/month)

💡 What to include in annual income

✓ Include:

  • Salary and wages from employment
  • Regular bonuses (if you get them yearly)
  • Side gig or freelance income
  • Investment income (dividends, interest)
  • Child support or alimony (if applicable)

✗ Don't include:

  • One-time windfalls or inheritances
  • Tax refunds
  • Gifts from family
  • Unemployment benefits
500 (Poor)680 (Good)850 (Excellent)
❓ Don't know your credit score?

Here's how to estimate:

  • 740+: Always pay bills on time, credit card usage under 30%, long credit history
  • 670-739: Mostly pay on time, occasional late payment (1-2 per year)
  • 580-669: Some late payments, higher credit card balances (50%+ usage)
  • Below 580: Frequent late payments, collections, or bankruptcies

Get your real score FREE:
AnnualCreditReport.com (official government site)

Include car loans, student loans, credit cards (minimum payment), etc.$800/month

🧮 Calculate my total monthly debt

Add up these monthly payments:

Car loan:
Student loans:
Credit cards (min payment):
Other loans:
Total:$0

💡 Don't include: rent, utilities, groceries, subscriptions, insurance

How much do you have saved specifically for your down payment?$8,000

Enter the city where you want to buy